Who will take care of me when I’m unable to care for myself? And, how will I pay for my care? These are questions that haunt many individuals as they get older. Having a strategy in place to address these uncertainties can relieve some of the stress. There are many options available ranging from assisted living to at-home care to nursing homes. It is important to understand not only what options are available, but also who will pay for your care.
Our practice is based on the philosophy that our clients should make informed decisions with regards to their planning. From long term care insurance to Medicaid planning strategies, our office provides guidance on all options, discussing both the benefits and drawbacks of each one. We recognize that every client is unique and tailor your long-term care strategy to achieve your goals.
Medicare issues information on nursing homes across the country through its Nursing Home Compare program which provides consumers with quality of care information on every Medicare and Medicaid-certified nursing home in the country. If you or a loved one is looking for a nursing home, this is a wonderful tool to see how nursing homes in your area stack up to each other.
To learn more about Long-Term Care Insurance please refer to the Shopper’s Guide to Long-Term Care Insurance published by the National Association of Insurance Commissioners (NAIC).